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About Pay4Later

Founded in 2008, Pay4Later is the UK’s fastest growing provider of point of sale consumer finance. Pay4Later enables retailers to offer finance promotions (including 0% interest free credit) to their customers online, in-store, in-home and by email.

Designed from the ground up around a paperless e-signature process, Pay4Later redefines point of sale consumer finance for the digital age. Now retailers can offer credit promotions across all sales channels. Customers get an instant decision and can sign their credit agreement on screen. No paper forms, no waiting, no hassle.

Pay4Later is a complete one stop solution that brings point of sale credit back into mainstream UK retail by transforming finance into a payment method, increases sales and spend.

Pay4Later works with reputable, established finance companies including Secure Trust Bank, Shawbrook Bank and Logical Finance to offer secure and convenient online finance.